Work out the amount you need and the repayment you could manage, then start your online request. Compare one-payment and monthly-payment examples, prepare the details the form may ask for, and review any response on its full cost.
Read the costs, payment dates and company details before accepting a loan.
Borrow with the numbers in view
See how an amount, a charge and a repayment date work together. Adjust the examples before you start your online request.
Illustrative calculations, not a loan quote. Available amounts, rates and terms depend on the lender and your state.
Try an example amount:
Use the charge in the terms you are comparing. This example uses $15 per $100 for 14 days.
Assumes a fixed interest rate, monthly interest and no fees. Interest is rounded to cents each month; the final payment clears the balance.
Total due in one payment
$230.00
For a $200 amount and a $30 finance charge over 14 days.
The annualized figure is a comparison measure. The dollar charge in this 14-day example is $30, not 391.07% of the amount.
Continue to applicationYour calculations stay on this page and are not sent with the application.
Each example uses $15 per $100 over 14 days. These are calculations, not available loan amounts.
| Amount | Finance charge | Total due |
|---|---|---|
| $100.00 | $15.00 | $115.00 |
| $200.00 | $30.00 | $230.00 |
| $300.00 | $45.00 | $345.00 |
| Payment | Amount | Interest | Balance after |
|---|---|---|---|
| 1 | $94.56 | $20.00 | $925.44 |
| 2 | $94.56 | $18.51 | $849.39 |
| 3 | $94.56 | $16.99 | $771.82 |
| 4 | $94.56 | $15.44 | $692.70 |
| 5 | $94.56 | $13.85 | $611.99 |
| 6 | $94.56 | $12.24 | $529.67 |
| 7 | $94.56 | $10.59 | $445.70 |
| 8 | $94.56 | $8.91 | $360.05 |
| 9 | $94.56 | $7.20 | $272.69 |
| 10 | $94.56 | $5.45 | $183.58 |
| 11 | $94.56 | $3.67 | $92.69 |
| 12 | $94.54 | $1.85 | $0.00 |
For one payment, the charge is the amount × the charge per $100 ÷ 100, rounded to cents. Total due is the amount plus that charge. The APR estimate is the charge ÷ amount × 365 ÷ days × 100. It assumes no other charges.
For installments, the model uses a fixed annual interest rate divided by 12 and a standard amortizing payment. It rounds each month’s interest to cents and adjusts the final payment. It excludes origination fees, late charges, insurance and changes in payment dates. An offer’s APR can differ from its interest rate when fees apply.
CFPB: payday loan costs and the $15-per-$100 exampleWhen your car needs repairs, the plumbing breaks, or someone gets sick, you may need extra cash before your next paycheck arrives. Quik Cash can help with a small, short-term loan to get you through.
Our loans are often called payday loans, payday advances, deferred deposits, or cash advances. Most payday loans are for amounts between $100 and $500. Compared to bank overdraft fees, a Quik Cash advance may be a cheaper solution to short-term cash needs.
It can be embarrassing to ask friends and family for a loan. A Quik Cash payday advance is quick and confidential, and is always delivered with a smile. Anyone can get in a financial bind, and we believe every customer deserves our respect.
Contact usIt's easy to get a Quik Cash payday loan. Just fill out our customer information form online, or simply go to the store and apply.
Once your payday loan is approved, you will write a check for the amount of the loan plus fees and collect your cash. You will need photo identification, a blank check, your latest pay stub or bank statement, and any other documentation required by state law. Contact a store near you to learn more.
When it's time to repay the loan, just bring your cash payment to the store and get your check back. It's that easy!
Go to the online formChoose a repayment pattern to compare, then look at the amount received, total cost and dates together. The figures below are examples; an actual offer has its own terms.
For a single payment, the due date matters as much as the amount. A $200 example with a $30 charge over 14 days means $230 due at once. Compare that full payment with the money left after your essential bills.
Read the CFPB payday loan guideA $1,000 example at 24% annual interest over 12 months, without fees, comes to $1,134.70 total: 11 payments of $94.56 and a final $94.54. A longer term can reduce the monthly payment while increasing the total interest.
Explore Wisconsin location pagesRead the credit-report permission before submitting; no credit-check method or approval is promised here. If terms appear, compare APR, fees, due dates and total repayment. A form submission or a referral is not a loan approval.
Understand credit inquiriesThe form may ask for these details. Have accurate information to hand; enter it only after reading the privacy and consent terms.
Information requested is separate from a lender’s eligibility checks. Review any age, residence, income and credit conditions in the response; completing the form does not mean you qualify.
The form may direct you to a lender, additional sponsored listings, or a message that no matching lender was found.
Check the lender’s name, the amount you receive, APR, all fees, payment dates and total repayment before accepting.
A request is not a loan agreement or a promise of funds. A listing or referral does not mean a lender has approved you.
Review any contact, credit and data-sharing permissions before sending the request. There is no promised decision or funding time.
Compare the cash you receive with the full amount you will repay. For installments, check the number of payments and all fees; a lower monthly payment alone does not establish a lower cost.
Use the written terms to compare the due dates with your essential expenses. If the repayment does not fit, consider a bill extension or another source before accepting a loan.
Compare costs and alternativesFind an address, open its Google Map and check nearby locations. Call the listed number to confirm hours and services before traveling.
Site notices name QC Holdings, Inc. and QC Financial Services. Check the company names, document dates and coverage in each notice.
For the online form, read the privacy and consent information shown inside that form before entering personal or financial details.
Open the online form, choose the amount to request and complete the fields accurately. Review the privacy, credit and contact permissions before submitting. The planner does not send its example figures to the form.
Choose an amount to request in the form. The planner’s $100, $200, $300, $500 and $1,000 figures are examples for comparing payments, not a published range of available loans. Any amount and terms offered must come from the lender’s response.
Review the amount you receive, APR, finance charge, every fee, the full payment schedule and total repayment. The planner shows hypothetical examples; use the actual written offer to decide.
No. The form may lead to a lender, additional sponsored listings or a no-match result. Submitting a request, seeing a listing or receiving a referral does not guarantee approval or funds.
Open its location page for the listed address, phone number and Google Map. Call to confirm hours and available services before traveling.
Contact the company named in your agreement before a payment is due. Ask what payment arrangements may be available, and compare alternatives such as a bill extension or a bank or credit union loan.
